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Merrill Lynch Wealth Management makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated ("MLPF&S") and other affiliates of Bank of America Corporation ("BAC"). MLPF&S is a registered broker-dealer, Member SIPC and a wholly owned subsidiary of BAC.

Investment products:

Are Not FDIC InsuredAre Not Bank GuaranteedMay Lose Value

MLPF&S makes available investment products sponsored, managed, distributed or provided by companies that are affiliates of BAC or in which BAC has a substantial economic interest, including BofATM Global Capital Management and BlackRock.

Ascensus is not affiliated with Bank of America Corporation.